Fannie Mae Pricing Chart That All Fannie/Freddie Lenders Use To Price Mortgages
This pricing chart below shows all the pricing adjustments based on credit score and loan to value that all Fannie Mae lenders use when pricing out a mortgage for borrowers. NOTE: These pricing adjustments are to the COST, NOT to the interest rate.
NOTICE: Now Fannie/Freddie has a .25% pricing hit to the cost when your loan to value is between 75.01 to 80% LTV for a 740+ Purchase/R&T AND a .50% pricing adjustment for a “cashout refinance”.
This chart is to help borrowers when they are shopping for the best rate. This is the same chart we use when pricing out loans sold to Fannie and Freddie!
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